Pick a study route — see how much to save monthly, starting today
Local public, local private, Singapore, Taiwan, Australia — five routes' total cost compared side by side, with the required monthly saving across 6/8/10% assumptions.
Child & route
Savings & assumptions
Education inflation has historically run above general CPI — this is an educational scenario assumption, not a prediction.
FX scenarios illustrate currency risk only, not a forecast; local routes are unaffected. Reference rates as of 2026-07.
Overseas routes also show the local-currency total so you can check the FX conversion yourself.
Already nets off the existing education savings you entered. Assumed annual returns, not a promise.
You can currently invest RM 500/month
Extra needed per month: RM 2,868/mo
Which route to pick, how to save, whether to keep a buffer — worth discussing your family's specific situation with JMarc.
This tool is an educational estimate — tuition and living-cost data as of 2026-07, for planning reference only, not an official quote from any institution, and does not reference any education savings product. FX scenarios illustrate currency risk only, not a forecast. For your specific route and savings plan, talk to JMarc. Stored locally on your device only, never uploaded.