YA 2025 Personal Tax · LHDN Compliant

Personal Tax Relief Checker

Before filing, check which reliefs you may have missed. Not a tax calculator — a structured checklist across 27 YA 2025 reliefs with document reminders and an indicative tax saving.

Family & Identity

Are you a Malaysian tax resident?

Yes, I am a tax residentNoNot sure

Annual gross income (before tax)

Are you disabled (OKU)?

Yes

Marital status

MarriedSingle / Not married

Alimony paid (annual, if any)

Number of children (unmarried)

Retirement & Protection

Mandatory EPF annual contribution

Cap RM4,000

Life / Takaful / Voluntary EPF (annual premium or contribution)

Cap RM3,000 (life + voluntary EPF combined)

Education / Medical insurance annual premium

Cap RM4,000

PRS / Deferred annuity annual contribution

Cap RM3,000

SOCSO annual contribution

Cap RM350

Education & Children

Self education course fees (annual)

Cap RM7,000 (upskilling sub-limit RM2,000)

SSPN net deposit (annual)

Cap RM8,000 (net deposit)

Breastfeeding equipment purchased

Cap RM1,000, once every 2 years

Medical & Care

Parent / grandparent medical, care (annual)

Cap RM8,000 (health screening sub-limit RM1,000)

Basic supporting equipment (disabled family member)

Cap RM6,000

Medical expenses (self/spouse/child) — total cap RM10,000, sublimits apply:

Serious disease / fertility treatment

Vaccination (sub-limit RM1,000)

Dental examination / treatment (sub-limit RM1,000)

Full medical exam / COVID / mental health / monitoring (sub-limit RM1,000)

Lifestyle & Housing

Lifestyle — books / computer / internet / courses etc.

Cap RM2,500

Sports (additional, sub-limit RM1,000)

EV charging equipment / composting machine

Cap RM2,500

First home ownership

This is my first home

Zakat / Other

Zakat / Fitrah paid

Credit capped at tax payable

Known chargeable income (optional — leave blank to auto-estimate)

Leave blank to auto-estimate

This tool is for general tax education and relief checklist purposes only. It does not constitute individual tax advice, nor does it replace LHDN e-Filing or a registered tax agent's judgment. Actual claimable amounts, eligibility, and document requirements are subject to the current LHDN / e-Filing form and professional review.

Methodology by

JMarc Chong

Licensed Chartered Financial Planner · verifiable on the BNM register · SC eCMSRL/B9396/2019

The signature stands behind the methodology, not any outcome.

Past performance is not indicative of future performance. This page has not been reviewed by the Securities Commission Malaysia.