I work in Singapore and live in JB — can you help?

That's my most common case: CPF withdrawal, remitting money home, returning-resident status and REP, and structuring assets across both sides. We work mostly online, bilingually; in-person meetings can be arranged.

How do planners charge in Johor?

The market ranges from a few hundred ringgit per consultation hour to several thousand for a full plan. My practice: first conversation free, scope first, then transparent fees — never tied to a product.

How do I verify a planner's licence?

Three official sources: BNM's approved list, the SC public register, and the MFPC directory. Name, licence and firm should match — verify me the same way.

Can meetings and documents be in Chinese?

Yes — fully bilingual. Documents, meetings and follow-ups can run entirely in Chinese, which matters when parents are part of the conversation.

Johor · Johor Bahru · Malaysia

A financial planner for Johor whose licence you can verify

I'm JMarc Chong, a BNM-Licensed Chartered Financial Planner. For years I've worked with Chinese-speaking families and business owners across Johor and JB — from factory owners to Singapore-commuting households (see the client voices below). Bilingual; mostly online, in-person by arrangement.

Verify first, then talk

Anyone in Malaysia can call themselves a financial planner — but a licence is publicly checkable. Step one isn't listening to a pitch; it's these three registers (check me too):

Verify me: JMarc Chong, licence no. eCMSRL/B9396/2019 — searchable on the SC public register above.

What Johor families bring most often

Earned in SG, Money Coming Home

CPF withdrawal, remittance tax (FSI), the Returning Expert Programme — the JB commuter's three big questions.

Business Exit & Tax

Tax prep before selling the business, cashflow after, salary-dividend mix.

Legacy, Wills & Trusts

Passing property to children, wills vs trusts, the next generation of a family business.

What Johor clients say

「JMarc never felt like someone just selling a product — he genuinely understood our company's cash flow, risks, and future direction first. He showed me that a company's money isn't only there to sit and wait; it can be managed with far more structure.」
Johor · Manufacturing · Owner

「What I value most is how clearly JMarc explains things — never burying you in jargon. He helped me organise my income, insurance, investments, and retirement goals into a direction that finally feels solid.」
Works in Singapore · Family in Malaysia

More client voices →

Frequently asked

I work in Singapore and live in JB — can you help?: That's my most common case: CPF withdrawal, remitting money home, returning-resident status and REP, and structuring assets across both sides. We work mostly online, bilingually; in-person meetings can be arranged.
How do planners charge in Johor?: The market ranges from a few hundred ringgit per consultation hour to several thousand for a full plan. My practice: first conversation free, scope first, then transparent fees — never tied to a product.
How do I verify a planner's licence?: Three official sources: BNM's approved list, the SC public register, and the MFPC directory. Name, licence and firm should match — verify me the same way.
Can meetings and documents be in Chinese?: Yes — fully bilingual. Documents, meetings and follow-ups can run entirely in Chinese, which matters when parents are part of the conversation.

Verify my licence first — then let's talk about your situation. The first conversation is free.

Begin a conversation →Chat on WhatsApp →

JMarc Chong · Licensed Chartered Financial Planner (BNM-LCFP)
Family Office Practice · Serving Johor/JB · Kuala Lumpur